Suing Over a Hidden Parking Lot Divot and a Reckless Driving Charge
Start a free AI-assisted chat and connect with an experienced Illinois attorney, with no obligation.
Reviewed & verified by A. Jason Velez, Esq.*
Managing Attorney, 1LAW · Last reviewed January 1, 2026
Legal Inquiry
Consumer Legal Issue
I hit a curb that was not visible, I am wondering if I can sue the parking lot builder.
Attorney Answer
Deal with the ticket first. In Illinois, reckless driving is a criminal charge, not something you pay and forget — and how you resolve it can sink the lawsuit you are asking about.
Under 625 ILCS 5/11-503, reckless driving is driving a vehicle with willful or wanton disregard for the safety of persons or property, or knowingly driving so as to cause the vehicle to become airborne. It is a criminal misdemeanor rather than a civil traffic infraction. That means the State must prove willful or wanton disregard beyond a reasonable doubt — more than ordinary negligence, and more than the fact that an accident happened. It also means you are entitled to counsel and that a guilty finding is a criminal conviction on your record. If you plead guilty or simply pay it, you have handed the parking lot's insurer a finding that you drove with willful or wanton disregard.
On the civil side, 740 ILCS 130/2, the Premises Liability Act, abolishes the common-law distinction between invitees and licensees and imposes on the owner or occupier of the property a duty of reasonable care under the circumstances regarding the condition of the premises and the activities conducted on them, as to all persons lawfully on the property. Note who that duty falls on: the owner or occupier. A claim against the company that built the lot years ago is a different and harder theory than a claim against whoever owns and maintains it now.
Be realistic. Illinois reduces your damages by your share of fault and bars recovery entirely if you are more than 50% responsible — a serious obstacle when the claim is that you drove into a fixed feature of a parking lot in daylight or under the lot's own lighting. A small or common surface irregularity is also often not actionable at all.
What you can do
1. Plead not guilty and get a lawyer for the reckless driving charge before your court date. Do not treat it like a parking ticket. 2. Until that charge is resolved, do not describe your speed or admit fault anywhere — not to your insurer in a recorded statement, not to the lot owner, not on social media. 3. Photograph the divot and curb with something in frame for scale, in the same lighting conditions as when it happened, and document any missing paint, striping, wheel stops, or lighting. 4. Identify who owns and who maintains the lot. If it is municipal or otherwise publicly owned, shorter notice and filing requirements apply and they move fast. 5. Request maintenance and repair records and any prior complaints or incidents at that location. 6. Submit the vehicle damage to your own collision coverage now rather than waiting on the outcome of a claim that may not succeed.
⏱ Time limits apply. Two separate clocks are running. The criminal charge under 625 ILCS 5/11-503 has a near-term court date you cannot miss. The civil claim has its own limitations period, which differs for personal injury and property damage and is significantly shorter — with an added written notice requirement — if a public body owns the lot. Both depend on your specific dates and on who owns the property, so confirm them before doing anything else.
*Attorney review is supported by AI-assisted drafting and legal research algorithms. Use of this Chat does not create an attorney-client relationship.
By using this service you agree to our Terms of Use and our Privacy Policy.
Courts & Legal Aid in Illinois
- File or look up a case through the Illinois Courts.
- Get free civil legal help from Illinois Legal Aid Online.
- Use the LSC — Find Legal Aid to find a local legal-aid office by ZIP code.
- Use the LawHelp.org to browse free legal information and self-help resources.
- Use the ABA Lawyer Referral Directory to get matched with a local attorney through your state bar.
Frequently Asked Questions
Can I just pay the reckless driving ticket and move on?
That would be a mistake. Under 625 ILCS 5/11-503, reckless driving is a criminal misdemeanor, so resolving it against yourself produces a criminal conviction and a finding of willful or wanton disregard — which the parking lot's insurer will use against you in any civil claim.
Should I sue the builder or the owner?
740 ILCS 130/2 places the duty of reasonable care regarding the condition of the premises on the owner or occupier, as to all persons lawfully on the property. A claim against a builder is a separate construction theory with its own proof problems, so start by identifying who owns and maintains the lot today.
Does it hurt me that I was the one driving into the divot?
Yes, significantly. Illinois reduces damages by your share of fault and bars recovery entirely if you are more than 50% responsible. Evidence that the hazard was genuinely not visible — lighting, absence of striping or markings, prior complaints — is what pushes that percentage down.