How Fault Is Determined After a Fatal Florida Crash
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Reviewed & verified by A. Jason Velez, Esq.*
Founding Attorney, 1LAW · Last reviewed November 4, 2021
Legal Inquiry
Consumer Legal Issue
I witnessed a horrible fatal crash and I was wondering who would be at fault for it.
Attorney Answer
Nobody can tell you who was at fault from what a bystander saw, and that is not a failure of observation. Fault in a fatal crash is decided in stages by people with access to things a witness never sees — the vehicles, the roadway measurements, the electronic data, the medical findings, and sworn testimony. What you saw is a genuine piece of that, and it is valuable because you have no stake in the outcome. It is just not the whole picture.
Here is how the process works in Florida. A law enforcement agency investigates. Under Fla. Stat. § 316.065(1), a driver in a crash causing injury or death must immediately notify law enforcement by the quickest means available, which is usually what brings an agency to the scene. Section 316.066(1) then requires the investigating officer to complete and submit a Florida Traffic Crash Report, Long Form within 10 days after the investigation is complete for any crash that killed or injured someone. That report must include the date, time, and location, a description of the vehicles, the names and addresses of the parties, the names of the insurers — and "[t]he names and addresses of witnesses." That last item is why an officer may have taken your information.
An officer's report is an investigative document, not a verdict. A citation, or the absence of one, does not settle a civil claim, and the report itself is limited in what it can be used for. Section 316.066(4) provides that a crash report made by a person involved in the crash, and any statement that person gives an officer for the purpose of completing the report, are without prejudice to that person, and that the report or statement "may not be used as evidence in any trial, civil or criminal." An officer may still testify at a criminal trial where doing so does not violate the privilege against self-incrimination, and chemical test results are not covered. Note the limit: this protects the drivers' own reporting statements. It is not a rule about what a bystander saw.
If a civil claim follows, more than one person can be at fault, and Florida divides responsibility rather than assigning it to a single driver. For an accident before March 24, 2023, § 768.81(2) provided: "In a negligence action, contributory fault chargeable to the claimant diminishes proportionately the amount awarded as economic and noneconomic damages for an injury attributable to the claimant's contributory fault, but does not bar recovery." A percentage of fault reduced what a claimant recovered; it did not end the claim. The Legislature changed that rule in 2023 for later accidents, and which version governs any particular crash is a question for a lawyer, not a page.
Where someone died, the claim belongs to a specific person. Under § 768.20, the action "shall be brought by the decedent's personal representative, who shall recover for the benefit of the decedent's survivors and estate."
What you can do
1. Write down what you saw while it is fresh — where you were, what direction each vehicle came from, the light and weather, what you heard, and what you did not see. Do this for yourself, in your own words.
2. Keep any dashcam video, phone video, or photos exactly as recorded. Do not trim, edit, or re-save the files.
3. If an officer took your name, ask the investigating agency how and when the crash report becomes available.
4. If a lawyer, investigator, or insurer contacts you, you may talk to them or decline. You are not required to give a recorded statement to anyone who calls.
5. Do not contact the families or post what you saw online. Both can complicate a case you are trying to help.
6. A fatal crash is hard to carry, even at a distance. If it is sitting with you, talk to a doctor or a counselor.
Most lawyers offer a brief initial call at no cost, and a few minutes on your specific facts — what you actually observed and whether you were ever formally listed as a witness — is worth more than any general guidance, including this page.
⏱ Time limits apply. Deadlines run against the people who bring claims, not against a witness, but they are short and they start at the crash. For ordinary negligence claims arising before March 24, 2023, the former four-year period under the earlier text of § 95.11 applied; current § 95.11(5)(a) sets two years for later negligence claims and § 95.11(5)(e) sets two years for wrongful death. Which period governs a particular death is exactly the question a Florida attorney should answer, and quickly. This page does not calculate any date.
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Frequently Asked Questions
Who decides who was at fault in a fatal Florida crash?
No single person does. A law enforcement agency investigates and, under Fla. Stat. § 316.066(1), the investigating officer must complete a Florida Traffic Crash Report, Long Form within 10 days after the investigation is complete when a crash caused death or injury; that report lists the parties, the vehicles, the insurers, and the witnesses. Prosecutors decide separately whether to charge anyone. Insurance companies then reach their own conclusions for claim purposes. If a civil case is filed and fault is contested, a jury — or a judge in a bench trial — makes the finding that legally counts. Those four processes can disagree with one another, and often do.
Does a Florida police crash report decide who has to pay?
No. The report is an investigative document, and a citation or its absence does not resolve a civil claim. Section 316.066(4) also limits it: a crash report made by a person involved in a crash, and a statement that person gives an officer for the purpose of completing it, are without prejudice to that person, and "[s]uch report or statement may not be used as evidence in any trial, civil or criminal." The subsection carves out exceptions — an officer may testify to those statements at a criminal trial where the privilege against self-incrimination is not violated, and breath, urine, and blood test results are not confidential. Fault is ultimately decided by the finder of fact, not by the report.
Can more than one driver be at fault in a Florida crash?
Yes, and Florida divides responsibility by percentage rather than choosing one driver. For accidents before March 24, 2023, § 768.81(2) provided that "contributory fault chargeable to the claimant diminishes proportionately the amount awarded as economic and noneconomic damages for an injury attributable to the claimant's contributory fault, but does not bar recovery" — a share of fault reduced the recovery and never eliminated it. The Legislature changed that rule in 2023 for accidents on or after March 24 of that year. Which version applies to any given crash depends on its date and is a question for a Florida attorney.